{"id":740,"date":"2026-02-14T17:24:48","date_gmt":"2026-02-14T08:24:48","guid":{"rendered":"https:\/\/financialpl.com\/?p=740"},"modified":"2026-02-17T20:00:56","modified_gmt":"2026-02-17T11:00:56","slug":"%e6%8a%95%e8%b3%87%e3%82%92%e6%97%a9%e3%81%8f%e5%a7%8b%e3%82%81%e3%82%8b%e3%81%b9%e3%81%8d%e7%90%86%e7%94%b1%ef%bd%9c%e3%80%8c%e6%99%82%e9%96%93%e3%80%8d%e3%82%92%e6%9c%80%e5%bc%b7%e3%81%ae%e5%91%b3","status":"publish","type":"post","link":"https:\/\/financialpl.com\/?p=740","title":{"rendered":"\u6295\u8cc7\u3092\u65e9\u304f\u59cb\u3081\u308b\u3079\u304d\u7406\u7531\uff5c\u300c\u6642\u9593\u300d\u3092\u6700\u5f37\u306e\u5473\u65b9\u306b\u3059\u308b\u8cc7\u7523\u5f62\u6210\u306e\u9244\u5247"},"content":{"rendered":"<article><header>\n<p class=\"lead\">\u300c\u3082\u3063\u3068\u65e9\u304f\u59cb\u3081\u3066\u304a\u3051\u3070\u3088\u304b\u3063\u305f\u300d\u2014\u2014\u3053\u308c\u306f\u3001\u591a\u304f\u306e\u6295\u8cc7\u5bb6\u304c\u53e3\u306b\u3059\u308b\u8a00\u8449\u3067\u3059\u3002\u306a\u305c\u6295\u8cc7\u306b\u304a\u3044\u3066\u300c\u65e9\u3055\u300d\u304c\u4f55\u3088\u308a\u3082\u512a\u5148\u3055\u308c\u308b\u306e\u304b\uff1f\u305d\u306e\u7406\u7531\u306f\u5358\u306a\u308b\u52d8\u306e\u826f\u3057\u60aa\u3057\u3067\u306f\u306a\u304f\u3001\u6570\u5b66\u7684\u306a\u771f\u7406\u3068\u7d4c\u6e08\u306e\u4ed5\u7d44\u307f\u306b\u3042\u308a\u307e\u3059\u3002\u672c\u8a18\u4e8b\u3067\u306f\u3001\u6295\u8cc7\u3092\u65e9\u304f\u59cb\u3081\u308b\u3079\u304d\u79d1\u5b66\u7684\u30fb\u7d4c\u6e08\u7684\u306a\u6839\u62e0\u3092\u5fb9\u5e95\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<\/header>\n<section>\n<h2>1. \u6700\u5927\u306e\u6b66\u5668\u306f\u300c\u8907\u5229\u52b9\u679c\u300d\u306e\u6700\u5927\u5316<\/h2>\n<p>\u30a2\u30a4\u30f3\u30b7\u30e5\u30bf\u30a4\u30f3\u304c\u300c\u4eba\u985e\u6700\u5927\u306e\u767a\u660e\u300d\u3068\u547c\u3093\u3060<strong>\u8907\u5229\u52b9\u679c<\/strong>\u3002\u6295\u8cc7\u671f\u9593\u304c\u9577\u3051\u308c\u3070\u9577\u3044\u307b\u3069\u3001\u5229\u606f\u304c\u5229\u606f\u3092\u751f\u307f\u3001\u8cc7\u7523\u306f\u6307\u6570\u95a2\u6570\u7684\u306b\u5897\u52a0\u3057\u307e\u3059\u3002<\/p>\n<h3>\u8907\u5229\u3068\u5358\u5229\u306e\u6c7a\u5b9a\u7684\u306a\u5dee<\/h3>\n<p>\u4f8b\u3048\u3070\u3001\u5143\u672c100\u4e07\u5186\u3092\u5e74\u52295%\u3067\u904b\u7528\u3057\u305f\u5834\u5408\u3092\u6bd4\u8f03\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<ul>\n<li><strong>10\u5e74\u5f8c\uff1a<\/strong>\u5358\u5229 150\u4e07\u5186 \/ \u8907\u5229 \u7d04163\u4e07\u5186\uff08\u5dee\uff1a13\u4e07\u5186\uff09<\/li>\n<li><strong>20\u5e74\u5f8c\uff1a<\/strong>\u5358\u5229 200\u4e07\u5186 \/ \u8907\u5229 \u7d04265\u4e07\u5186\uff08\u5dee\uff1a65\u4e07\u5186\uff09<\/li>\n<li><strong>30\u5e74\u5f8c\uff1a<\/strong>\u5358\u5229 250\u4e07\u5186 \/ \u8907\u5229 \u7d04432\u4e07\u5186\uff08\u5dee\uff1a182\u4e07\u5186\uff09<\/li>\n<\/ul>\n<p>30\u5e74\u3068\u3044\u3046\u30b9\u30d1\u30f3\u3067\u898b\u308b\u3068\u3001\u8907\u5229\u306e\u52b9\u679c\u306b\u3088\u3063\u3066\u5143\u672c\u306e4\u500d\u4ee5\u4e0a\u306b\u307e\u3067\u81a8\u3089\u307f\u307e\u3059\u3002\u3053\u306e\u300c\u96ea\u3060\u308b\u307e\u5f0f\u300d\u306e\u52a0\u901f\u306f\u3001\u5f8c\u534a\u306b\u306a\u308c\u3070\u306a\u308b\u307b\u3069\u52e2\u3044\u3092\u5897\u3059\u305f\u3081\u30011\u5e74\u3067\u3082\u65e9\u304f\u96ea\u7389\u3092\u8ee2\u304c\u3057\u59cb\u3081\u308b\u3053\u3068\u304c\u91cd\u8981\u306a\u306e\u3067\u3059\u3002<\/p>\n<div class=\"internal-link\">\n<p><a href=\"https:\/\/financialpl.com\/?p=742\">\u2192 \u8907\u5229\u306e\u4ed5\u7d44\u307f\u3092\u3082\u3063\u3068\u8a73\u3057\u304f\u77e5\u308b<\/a><\/p>\n<\/div>\n<\/section>\n<hr \/>\n<section>\n<h2>2. \u300c\u6642\u9593\u300d\u304c\u6295\u8cc7\u306e\u30ea\u30b9\u30af\u3092\u8efd\u6e1b\u3059\u308b<\/h2>\n<p>\u6295\u8cc7\u306b\u306f\u5fc5\u305a\u30ea\u30b9\u30af\u304c\u4f34\u3044\u307e\u3059\u304c\u3001<strong>\u300c\u6642\u9593\u306e\u5206\u6563\u300d<\/strong>\u306f\u6700\u5f37\u306e\u30ea\u30b9\u30af\u30d8\u30c3\u30b8\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<h3>\u77ed\u671f\u7684\u306a\u66b4\u843d\u306f\u300c\u30ce\u30a4\u30ba\u300d\u306b\u306a\u308b<\/h3>\n<p>\u682a\u5f0f\u5e02\u5834\u306b\u306f\u6570\u5e74\u306b\u4e00\u5ea6\u3001\u25cb\u25cb\u30b7\u30e7\u30c3\u30af\u3068\u547c\u3070\u308c\u308b\u5927\u66b4\u843d\u304c\u8a2a\u308c\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u904e\u53bb100\u5e74\u4ee5\u4e0a\u306e\u6b74\u53f2\u306b\u304a\u3044\u3066\u3001\u4e16\u754c\u7d4c\u6e08\uff08\u7279\u306b\u7c73\u56fd\u682a\u3084\u5168\u4e16\u754c\u682a\uff09\u306f\u53f3\u80a9\u4e0a\u304c\u308a\u306e\u6210\u9577\u3092\u7d9a\u3051\u3066\u304d\u307e\u3057\u305f\u300220\u5e74\u300130\u5e74\u3068\u3044\u3046\u9577\u671f\u30b9\u30d1\u30f3\u3067\u6295\u8cc7\u3092\u884c\u3046\u5834\u5408\u3001\u4e00\u6642\u7684\u306a\u66b4\u843d\u306f\u5358\u306a\u308b\u901a\u904e\u70b9\u306b\u904e\u304e\u306a\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<h3>\u30c9\u30eb\u30fb\u30b3\u30b9\u30c8\u5e73\u5747\u6cd5\u306e\u512a\u4f4d\u6027<\/h3>\n<p>\u65e9\u304f\u59cb\u3081\u308b\u3053\u3068\u3067\u3001\u6bce\u6708\u4e00\u5b9a\u984d\u3092\u8cfc\u5165\u3057\u7d9a\u3051\u308b\u300c\u30c9\u30eb\u30fb\u30b3\u30b9\u30c8\u5e73\u5747\u6cd5\u300d\u306e\u8a66\u884c\u56de\u6570\u304c\u5897\u3048\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u4fa1\u683c\u304c\u9ad8\u3044\u6642\u306b\u306f\u5c11\u306a\u304f\u3001\u4f4e\u3044\u6642\u306b\u306f\u591a\u304f\u8cb7\u3044\u4ed8\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u3001\u5e73\u5747\u53d6\u5f97\u5358\u4fa1\u3092\u5b89\u5b9a\u3055\u305b\u308b\u3053\u3068\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<\/section>\n<hr \/>\n<section>\n<h2>3. \u30a4\u30f3\u30d5\u30ec\uff08\u7269\u4fa1\u4e0a\u6607\uff09\u30ea\u30b9\u30af\u3078\u306e\u552f\u4e00\u306e\u5bfe\u6297\u7b56<\/h2>\n<p>\u300c\u73fe\u91d1\u3067\u6301\u3063\u3066\u3044\u308c\u3070\u5b89\u5fc3\u300d\u3068\u3044\u3046\u8003\u3048\u65b9\u306f\u3001\u73fe\u4ee3\u306b\u304a\u3044\u3066\u306f\u30ea\u30b9\u30af\u306b\u306a\u308a\u5f97\u307e\u3059\u3002\u305d\u308c\u304c<strong>\u30a4\u30f3\u30d5\u30ec\u306b\u3088\u308b\u8cfc\u8cb7\u529b\u306e\u4f4e\u4e0b<\/strong>\u3067\u3059\u3002<\/p>\n<p>\u65e5\u672c\u3067\u3082\u7269\u4fa1\u4e0a\u6607\u304c\u9855\u8457\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u304c\u3001\u5e74\u73872%\u306e\u7269\u4fa1\u4e0a\u6607\u304c\u7d9a\u304f\u3068\u3001\u73fe\u5728\u306e100\u4e07\u5186\u306e\u4fa1\u5024\u306f30\u5e74\u5f8c\u306b\u306f\u7d0455\u4e07\u5186\u306b\u307e\u3067\u76ee\u6e1b\u308a\u3057\u3066\u3057\u307e\u3044\u307e\u3059\u3002\u9280\u884c\u9810\u91d1\u306e\u5229\u606f\u304c\u7269\u4fa1\u4e0a\u6607\u7387\u3092\u4e0b\u56de\u3063\u3066\u3044\u308b\u4ee5\u4e0a\u3001\u4f55\u3082\u3057\u306a\u3044\u3053\u3068\u306f\u300c\u5b9f\u8cea\u7684\u306b\u8cc7\u7523\u3092\u6e1b\u3089\u3057\u3066\u3044\u308b\u300d\u3053\u3068\u3068\u540c\u7fa9\u306a\u306e\u3067\u3059\u3002<\/p>\n<p>\u6295\u8cc7\u3092\u65e9\u304f\u59cb\u3081\u308b\u3053\u3068\u306f\u3001\u30a4\u30f3\u30d5\u30ec\u306e\u6ce2\u306b\u4e57\u308a\u3001\u81ea\u5206\u306e\u8cc7\u7523\u4fa1\u5024\u3092\u5b88\u308b\u305f\u3081\u306e\u300c\u9632\u885b\u7b56\u300d\u3067\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<\/section>\n<hr \/>\n<section>\n<h2>4. \u30e9\u30a4\u30d5\u30a4\u30d9\u30f3\u30c8\u306b\u5bfe\u3059\u308b\u67d4\u8edf\u6027\u304c\u751f\u307e\u308c\u308b<\/h2>\n<p>\u4eba\u751f\u306b\u306f\u3001\u7d50\u5a5a\u3001\u51fa\u7523\u3001\u4f4f\u5b85\u8cfc\u5165\u3001\u6559\u80b2\u8cc7\u91d1\u3001\u305d\u3057\u3066\u8001\u5f8c\u306a\u3069\u3001\u591a\u984d\u306e\u8cc7\u91d1\u304c\u5fc5\u8981\u306a\u30bf\u30a4\u30df\u30f3\u30b0\u304c\u4f55\u5ea6\u3082\u8a2a\u308c\u307e\u3059\u3002<\/p>\n<table>\n<thead>\n<tr>\n<th>\u5e74\u4ee3<\/th>\n<th>\u6295\u8cc7\u3092\u59cb\u3081\u308b\u30e1\u30ea\u30c3\u30c8<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>20\u4ee3<\/td>\n<td>\u5c11\u984d\u304b\u3089\u3067\u3082\u5927\u304d\u306a\u8907\u5229\u52b9\u679c\u3002\u5931\u6557\u3057\u3066\u3082\u30ea\u30ab\u30d0\u30ea\u30fc\u304c\u5bb9\u6613\u3002<\/td>\n<\/tr>\n<tr>\n<td>30\u4ee3<\/td>\n<td>\u6559\u80b2\u8cc7\u91d1\u3084\u4f4f\u5b85\u30ed\u30fc\u30f3\u3068\u306e\u30d0\u30e9\u30f3\u30b9\u3092\u898b\u306a\u304c\u3089\u3001\u9577\u671f\u7684\u306a\u8cc7\u7523\u5f62\u6210\u304c\u53ef\u80fd\u3002<\/td>\n<\/tr>\n<tr>\n<td>40\u4ee3<\/td>\n<td>\u53ce\u5165\u306e\u5897\u52a0\u3092\u6295\u8cc7\u306b\u56de\u3057\u3001\u8001\u5f8c\u8cc7\u91d1\u306e\u30e9\u30b9\u30c8\u30b9\u30d1\u30fc\u30c8\u3092\u304b\u3051\u3089\u308c\u308b\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u65e9\u304f\u304b\u3089\u8cc7\u7523\u5f62\u6210\u306e\u57fa\u76e4\u304c\u3042\u308b\u3053\u3068\u3067\u3001\u6025\u306a\u30e9\u30a4\u30d5\u30b9\u30bf\u30a4\u30eb\u306e\u5909\u5316\u306b\u3082\u4f59\u88d5\u3092\u6301\u3063\u3066\u5bfe\u5fdc\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<div class=\"internal-link\">\n<p><a href=\"https:\/\/financialpl.com\/?p=746\">\u2192 \u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u5225\uff1a\u5fc5\u8981\u8cc7\u91d1\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u306f\u3053\u3061\u3089<\/a><\/p>\n<\/div>\n<\/section>\n<hr \/>\n<section>\n<h2>5. 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